Planning for your future

We're not here to tell you how to invest your money. We're here to help you make the smartest decisions possible.

We know that making investment decisions is hard, especially when the media is constantly reporting on the latest trends and talking heads are chattering about the hot new thing. The truth is that emotions, biases, and headlines can get in the way of making good choices for your future.

That's why we've created a process that seeks to mitigate these problems. We take advantage of cutting-edge technology, training, and years of experience and study to provide individualized strategies for our clients based on their unique goals and risk tolerance level.

We understand that everyone is unique—and not everyone has the same risk tolerance or goals in mind. That's why we take a deep dive into your current financial situation, so we can help you make the best informed decision for your current individual situation. We'll guide you toward the best strategy that best fits your needs and goals.

Asset allocation does not ensure a profit or protect against a loss.

• Review IRA's 401(k)'s & 403(b)'s
• Asset Allocation
• Time Horizon
• Withdrawal Strategies
• Investment Policy Statement
• Stock Concentration
• Review of Portfolio

Whether you’re just starting to save or simply need a little guidance on how to make the most out of your retirement plan, we’re here to help you toward your goals. Our guided process will take you through each step of creating a solid retirement plan that is built on your unique needs and goals.

I'm just starting to save for my retirement

It's never too early to start thinking about retirement. We can help you get started with your retirement planning by helping you create achievable goals and showing you the best way to invest your money. Our goal is to have a comprehensive understanding of your financial situation so we can help you make smart decisions that will lead to a healthy retirement.

I am already working towards my retirement

Your portfolio needs change over time and it is crucial to have someone review while taking your lifestyle into consideration. We take a holistic approach to helping you determine your retirement readiness with an assessment that covers in-depth investment review, fixed income and cash flow planning, as well as planning to help early retirees account for healthcare gaps.

I am retired (or ready for retirement)

The need for financial planning doesn't stop once you reach retirement. In fact, during retirement it's more important than ever to work with a financial planner to help ensure that your investments can sustain the life of your retirement and beyond. We'll work with you and your family to develop a strategy that aligns with your needs.

Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise. Bonds are subject to availability, change in price, call features and credit risk.

• Retirement Goal Setting
• Social Security
• Medicare
• Business Planning
• IRA/401(k) Contribution & Conversions
• Pensions
• RMD's & Withdrawal Strategies

When it comes to estate planning, it's never too soon to start. Estate planning is an essential component of your overall financial plan and is one of the best things you can do for your family and legacy.

At SoundWay Financial, we work with estate attorneys to ensure that your assets will be passed on to your heirs in an efficient manner, as well as help to design an estate plan that will achieve your lifetime gifting and philanthropic goals. We will help you make sure your will, trust, powers of attorney, health care directive, and beneficiary designations are updated and consistent with your goals.

Let us help you preserve your legacy the way you envision while protecting your loved ones from unnecessary administrative and financial burdens.

For a comprehensive review of your personal situation, always consult your tax and/or legal advisor.

• Will & Trusts
• Power of Attorney
• Living Will & Health Care Proxy
• Irrevocable Life Insurance Trusts
• Estate Taxes
• Guardians for Minor Children
• Charitable Giving